Investor Junction Privacy Policy

Last Updated: June 23, 2025

Investor Junction (“we,” “us,” “our”) is a kids-focused online investing club teaching ages 10–18 about stocks, ETFs, bonds, and money management via forums and weekly stock research 

This policy applies to all personal data collected through investorjunction.net, including forum participation, account registration, newsletters, reCAPTCHA usage, and analytics.

A. Account Registration

• Required: first/last name, email address, phone (optional)
   

B. Forum & Activity Participation

• User-generated content (posts, comments, ratings like “buy/hold/sell”)
   

C. Technical & Usage Data

• IP address, device/browser type, session timestamps, referral pages, pages viewed
   
• Location inferred from IP via analytics tools
   

D. Security Data

• reCAPTCHA verification data (passed to Google per their policies)
   

E. Cookies & Tracking

• Essential cookies for login and forum functionality
   
• Analytics cookies for performance optimization and usage trends

F. Subscriptions

• Email when subscribing to the blog

• Facilitate account creation and login
   
• Power forum features including posting and engaging in weekly stock research
   
• Send optional newsletters and updates when subscribed
   
• Improve site usability and content relevance via usage analytics
   
• Ensure security, prevent bots/spam (via reCAPTCHA)
   
• Comply with laws (COPPA, GDPR, CCPA) and respond to legal requests
   

• Consent: required for newsletters
   
• Contractual Necessity: for account management
   
• Legitimate Interests: for site security, abuse prevention, analytics, and service improvement
   

We do not sell or rent your personal information to anyone. We only share your information in limited circumstances as described below:

a. Service Providers
We may share data with trusted third-party providers who help us operate the website, such as:

• Website hosting services
   
• Analytics tools (for site performance and user behavior)
   

These providers are only allowed to use your information to perform services on our behalf and must protect your information.

b. Google reCAPTCHA
We use Google reCAPTCHA to protect the site from spam and abuse. When you interact with reCAPTCHA, some of your technical information may be shared with Google. This is governed by Google’s Privacy Policy.

c. Legal Requirements
We may share personal information if required to do so by law, regulation, legal process, or government request. This includes protecting our legal rights, enforcing our terms, or responding to claims of illegal activity.

d. Business Changes
If Investor Junction is ever involved in a merger, acquisition, or sale of assets, your data may be transferred to a successor organization. We will notify users if that happens and explain any new privacy implications.

• Our minimum age is 10 and maximum is 18.
   
• Children under 13: We do not collect personal information without verifiable parental consent via our consent form.
   
• If we find information from a child under 13 without consent, we will immediately delete it upon parent request.
   

• Essential cookies are required for login and forum usage
   
• Analytics cookies analyze page views, clicks, session duration
   
• Users can disable non-essential cookies via their browser, though this may impair site functionality
   

• Active accounts: retained until deletion or up to 2 years of inactivity
   
• Deleted accounts: personal info and forum contributions permanently erased
   
• Anonymous analytics: retained indefinitely for improving the site
   

Depending on your location, you may:

• Access, correct, or delete your personal data
   
• Withdraw consent or opt out of marketing
   
• Object to certain data processing
   
• Request portability of your data
   
• Under GDPR, lodge complaints with a regulatory authority
   

To exercise your rights or delete your data, email: investorjunction777@gmail.com

• Encryption: TLS/SSL for all data in transit
   
• Account security: encrypted passwords (e.g. bcrypt)
   
• Access controls: limited internal access, regular audits, reCAPTCHA to prevent abuse
   
• Data backups: regular backup with restricted access
   

Our servers and third-party services (e.g., email, analytics) may reside outside the EU/EEA. We ensure all such transfers comply with GDPR via approved safeguards or contractual clauses.

Updates to this policy will be posted here with a revised “Last Updated” date. For material changes, we’ll notify users via email. Continued use of the site indicates acceptance of changes.

For any questions, concerns, or to exercise your privacy rights:

Email: investorjunction777@gmail.com
Website: https://investorjunction.net